A Simple Will Agreement Form

I’ve always been completely satisfied with my name but the same can not be said for my sister!Middle Initial Hell!Many, many years ago my little sister was born. I was the oldest and she was #2. This was before the age of computers.Of course my parents had the task of naming her. They quickly settled on a first name of Denise. Picking her middle name proved to be a challenge. They discussed and argued and discussed and argued and couldn't come to an agreement. Finally after much angst, they settled on the middle initial of E. but not a middle name and that’s how the birth certificate was recorded.Flash forward 18 years and now my little sister is faced with beginning to fill out the myriad of official forms that come from becoming an adult. Of course many of these forms ask for a middle name and she dutifully enters E. as there is no place to provide and explanation.Nightmare! The great majority of these forms come flying back rejected because she has not provided a middle name! The paperwork became a huge pain in the ass. She finally resorted to obtaining multiple certified copies of her birth certificate and along with a letter of explanation, that often did the trick but not always.She confronted my parents. “Do you know the trouble you’ve caused me? What were you thinking? Are you trying to ruin my life?”As you might expect my parents were completely clueless about how this simple omission could have such huge consequences!

I’ve been an employer. And I’ve been an employee. And I’ve been on the board of a staffing agency and advised dozens of other companies on hires. I’ve seen every salary negotiation possible.99.9% of hires make mistakes in the salary negotiations. That’s perfectly fine. They have a bigger vision for their careers and they are excited about the job so the tendency is to just agree and get to work. I get it.But nobody is offended by a good negotiation. If a company is motivated to hire you and you are motivated to work at a company, then a good discussion about the job makes everyone happier.VERY IMPORTANT: A good salary negotiation is win-win. Both sides get more motivated. the pie gets larger.MISTAKE #1: Having a smaller list.It’s not just about the money. The side with the bigger list of terms wins. Because then you can give up the nickels in exchange for the dimes.Things to be negotiated: vacation time, medical leaves, bonuses, what requirements are in place for promotions, what’s the non-compete, employee ownership (in some cases), potential profit participation, moving expenses, etc.Again, the bigger list wins.MISTAKE #2: Negotiate at the right time.This is a secret weapon nobody uses.Carl Icahn, one of the greatest negotiators in business history, has a trick. Let’s borrow his trick from him.He schedules negotiations late in the day. Then he sleeps all day.Every human experiences “willpower depletion”. They have the willpower to avoid cake in the morning, but they run out by evening.If you are offered a job in the morning, say, “This is great. Let me go over it and figure out logistics and family issues and call you back later.” Then SLEEP. Then call back as late in the day as possible to negotiate.MISTAKE #3: Thinking too short-term.You’re not going to be there for two weeks and then quit. Ask about the long-term.What is the potential for the company? What is the potential for someone in your division to rise up in the company? Is the company doing well?Have a vision for your career path. This directly motivates how much money and other things you might need up front.MISTAKE #4: Saying Yes too fastThe best negotiation I ever had was when I said, “let me think about it”. And then waiting.And really thinking about it. Making my list. Doing due diligence. Really thinking if there are other offers. Or potential offers.Your value on the job market works like value on every other market: supply and demand. Really determine what the supply is for your services and if you can potentially be in demand.When you first get interest in being made an offer, you have to determine immediately what the supply is. If supply is zero, you put yourself in a bad position.But regardless, you can act like supply is great by being patient and saying first, “Let me go over all of this. It’s a lot to take in. I’m really grateful for the offer. How about we talk in a day or so.”Trust me: this is a scary thing to say but it has worked for me at least three different times and I was scared to death each time.Mistake #5: Bad MathWhat are people with comparable skills making in the industryWhat monetary value do you bring to the company (really your salary should be a function of that).If you were a freelancer or a company doing the work, what would you charge? Your salary + perks should be in the ballpark.Prepare by doing all the math.MISTAKE #6: Pretending to be smartKnow-it-alls lose.Always ask for advice first. “If you were me being offered this job, what would you ask for?”Or, “You guys are the experts on how one can grow and flourish and bring the most value to your company. What should I ask for and how do you see me growing in the company? Can we outline that out?”You can say, “Because I like this company a lot and want to accept this, I trust that you will help me figure out the right things to ask for here. Is there anything I’m missing?”This gives them the chance to negotiate against themselves.Mistake #7: People don’t ask “How”?If they offer too little or no moving expenses or no vacation or no path to promotion, simply ask: “How?”For instance: Other people in the industry are making $X. I know that I offer $Y in value. Can you walk me through how I can accept $Z that you are offering?”They will keep talking and the numbers will change. Trust me on this.Mistake #8: Don’t take advantage if they show weaknessMany people are powerless. But they don’t want to be. Particularly when you tell them .If you ask for something and they say, “We can’t. This is HR guidelines”. Say, “Hmmm, are you guys powerless to do anything about this?”Nobody wants to feel powerless. They will make changes or work this through HR.Mistake #9: Many people don’t mirror.If they say, “We will offer $100,000 but can’t go a penny higher” repeat back to them, “you can’t go a penny higher”.They will continue talking. If they don’t then…..Mistake #10: Too much talking.Be silent until they talk. Nobody likes an uncomfortable silence. Be silent for as long as it takes for them to talk again. Let it be uncomfortable. DO NOT TALK.Mistake #11: Using round numbers.Assuming you’ve done your homework on what industry standards are and what value you bring and how much you think you should be making, it’s ok to start with a salary number.But don’t say $100,000.Say, $103,500.Something specific. This shows you’ve done the work. Make sure you can back it up to get to that number. Round numbers are negotiated. Specific numbers, backed up by evidence, are not negotiated.AND DO THIS:This one was told to me by Chris Voss, the former chief hostage negotiator of the FBI.Use Your Late Night FM DJ Voice.Practice it right now. Pretend you’re a late night FM DJ. “And now we’re going to listen to some slooowww jazz.”“Listen. I’d like to talk about the salary of $103,500 but also we need to talk about the path to bonuses and my potential promotion path within the company.” Late night FM DJ voice.Do the preparation, have the bigger list, be patient, be silent, think long-term, get them to negotiate against themselves in the various ways described here, and use your late night FM DJ voice.I promise you the pie will get larger for everyone.Finally, and most important : getting fired is a negotiation also. If you are ever terminated, say “No”. The negotiations begin there.———Here are the other 10 worst things you can do in a negotiation

Simple question, with a not-so-simple answer. In short, through a lot of different ways. We have a very complicated and diversified revenue model.We're a performance-based business: we get paid by converting traffic and funneling them towards a purchase decision. For example, when a user searches for a car and they fill out a form indicating interest in the vehicle.We make money through CPM, CPC, CPL, and CPA. For example, if one of our partners has a car or house that gets sold, we get a fixed fee or percentage commission (depending on the agreement) based on the final sale price.

Departments of education and school districts always have to make decisions about what to include in their curriculum.  There are a lot of life skills that people need that aren't taught in school.  The question is should those skills be taught in schools?I teach high school, so I'll talk about that.  The typical high school curriculum is supposed to give students a broad-based education that prepares them to be citizens in a democracy and to be able to think critically.  For a democracy to work, we need educated, discerning citizens with the ability to make good decisions based on evidence and objective thought.  In theory, people who are well informed about history, culture, science, mathematics, etc., and are capable of critical, unbiased thinking, will have the tools to participate in a democracy and make good decisions for themselves and for society at large.  In addition to that, they should be learning how to be learners, how to do effective, basic research, and collaborate with other people.  If that happens, figuring out how to do procedural tasks in real life should not provide much of a challenge.  We can't possibly teach every necessary life skill people need, but we can help students become better at knowing how to acquire the skills they need.  Should we teach them how to change a tire when they can easily consult a book or search the internet to find step by step instructions for that?  Should we teach them how to balance a check book or teach them how to think mathematically and make sense of problems so that the simple task of balancing a check book (which requires simple arithmetic and the ability to enter numbers and words in columns and rows in obvious ways) is easy for them to figure out.  If we teach them to be good at critical thinking and have some problem solving skills they will be able to apply those overarching skills to all sorts of every day tasks that shouldn't be difficult for someone with decent cognitive ability  to figure out.  It's analogous to asking why a culinary school didn't teach its students the steps and ingredients to a specific recipe.  The school taught them about more general food preparation and food science skills so that they can figure out how to make a lot of specific recipes without much trouble.  They're also able to create their own recipes.So, do we want citizens with very specific skill sets that they need to get through day to day life or do we want citizens with critical thinking, problem solving, and other overarching cognitive skills that will allow them to easily acquire ANY simple, procedural skill they may come to need at any point in their lives?

The XAT Registration fee is Rs. 1700(late fee Rs. 2000). This is had increased from last year.If you want to apply for XLRI programmes then pay additional Rs.300 (late fee Rs. 500)The last date for registration is 30th Nov 2018. The exam is on 6th Jan 2019.All the best

NOOOOOOO. You are talking to a military romance scammer. I received an email from the US Army that directly answers your question that is pasted below please keep reading.I believe you are the victim of a military Romance Scam whereas the person you are talking to is a foreign national posing as an American Soldier claiming to be stationed overseas on a peacekeeping mission. That's the key to the scam they always claim to be on a peacekeeping mission.Part of their scam is saying that they have no access to their money that their mission is highly dangerous.If your boyfriend girlfriend/future husband/wife is asking you to do the following or has exhibited this behavior, it is a most likely a scam:Moves to private messaging site immediately after meeting you on Facebook or SnapChat or Instagram or some dating or social media site. Often times they delete the site you met them on right after they asked you to move to a more private messaging siteProfesses love to you very quickly & seems to quote poems and song lyrics along with using their own sort of broken language, as they profess their love and devotion quickly. They also showed concern for your health and love for your family.Promises marriage as soon as he/she gets to state for leave that they asked you to pay for.They Requests money (wire transfers) and Amazon, iTune ,Verizon, etc gift cards, for medicine, religious practices, and leaves to come home, internet access, complete job assignments, help sick friend, get him out of trouble, or anything that sounds fishy.The military does provide all the soldier needs including food medical Care and transportation for leave. Trust me, I lived it, you are probably being scammed. I am just trying to show you examples that you are most likely being connned.Below is an email response I received after I sent an inquiry to the US government when I discovered I was scammed. I received this wonderful response back with lots of useful links on how to find and report your scammer. And how to learn more about Romance Scams.Right now you can also copy the picture he gave you and do a google image search and you will hopefully see the pictures of the real person he is impersonating. this doesn't always work and take some digging. if you find the real person you can direct message them and alert them that their image is being used for scamming.Good Luck to you and I'm sorry this may be happening to you. please continue reading the government response I received below it's very informative.   You have contacted an email that is monitored by the U.S. Army Criminal Investigation Command. Unfortunately, this is a common concern. We assure you there is never any reason to send money to anyone claiming to be a Soldier online. If you have only spoken with this person online, it is likely they are not a U.S. Soldier at all. If this is a suspected imposter social media profile, we urge you to report it to that platform as soon as possible. Please continue reading for more resources and answers to other frequently asked questions:  How to report an imposter Facebook profile: Caution-https://www.facebook.com/help/16... < Caution-https://www.facebook.com/help/16... >   Answers to frequently asked questions:  - Soldiers and their loved ones are not charged money so that the Soldier can go on leave.  - Soldiers are not charged money for secure communications or leave.  - Soldiers do not need permission to get married.  - Soldiers emails are in this format: john.doe.mil@mail.mil < Caution-mailto: john.doe.mil@mail.mil > anything ending in .us or .com is not an official email account.  - Soldiers have medical insurance, which pays for their medical costs when treated at civilian health care facilities worldwide – family and friends do not need to pay their medical expenses.  - Military aircraft are not used to transport Privately Owned Vehicles.  - Army financial offices are not used to help Soldiers buy or sell items of any kind.  - Soldiers deployed to Combat Zones do not need to solicit money from the public to feed or house themselves or their troops.  - Deployed Soldiers do not find large unclaimed sums of money and need your help to get that money out of the country.  Anyone who tells you one of the above-listed conditions/circumstances is true is likely posing as a Soldier and trying to steal money from you.  We would urge you to immediately cease all contact with this individual.  For more information on avoiding online scams and to report this crime, please see the following sites and articles:   This article may help clarify some of the tricks social media scammers try to use to take advantage of people: Caution-https://www.army.mil/article/61432/< Caution-https://www.army.mil/article/61432/>   CID advises vigilance against 'romance scams,' scammers impersonating Soldiers  Caution-https://www.army.mil/article/180749 < Caution-https://www.army.mil/article/180749 >   FBI Internet Crime Complaint Center: Caution-http://www.ic3.gov/default.aspx< Caution-http://www.ic3.gov/default.aspx>   U.S. Army investigators warn public against romance scams: Caution-https://www.army.mil/article/130...< Caution-https://www.army.mil/article/130...>   DOD warns troops, families to be cybercrime smart -Caution-http://www.army.mil/article/1450...< Caution-http://www.army.mil/article/1450...>   Use caution with social networking  Caution-https://www.army.mil/article/146...< Caution-https://www.army.mil/article/146...>    Please see our frequently asked questions section under scams and legal issues. Caution-http://www.army.mil/faq/ < Caution-http://www.army.mil/faq/ > or visit Caution-http://www.cid.army.mil/ < Caution-http://www.cid.army.mil/ >.  The challenge with most scams is determining if an individual is a legitimate member of the US Army. Based on the Privacy Act of 1974, we cannot provide this information. If concerned about a scam you may contact the Better Business Bureau (if it involves a solicitation for money), or local law enforcement. If you're involved in a Facebook or dating site scam, you are free to contact us direct; (571) 305-4056.   If you have a social security number, you can find information about Soldiers online at Caution-https://www.dmdc.osd.mil/appj/sc... < Caution-https://www.dmdc.osd.mil/appj/sc... > . While this is a free search, it does not help you locate a retiree, but it can tell you if the Soldier is active duty or not.  If more information is needed such as current duty station or location, you can contact the Commander Soldier's Records Data Center (SRDC) by phone or mail and they will help you locate individuals on active duty only, not retirees. There is a fee of $3.50 for businesses to use this service. The check or money order must be made out to the U.S. Treasury. It is not refundable. The address is:  Commander Soldier's Records Data Center (SRDC) 8899 East 56th Street Indianapolis, IN 46249-5301 Phone: 1-866-771-6357  In addition, it is not possible to remove social networking site profiles without legitimate proof of identity theft or a scam. If you suspect fraud on this site, take a screenshot of any advances for money or impersonations and report the account on the social networking platform immediately.  Please submit all information you have on this incident to Caution-www.ic3.gov < Caution-http://www.ic3.gov > (FBI website, Internet Criminal Complaint Center), immediately stop contact with the scammer (you are potentially providing them more information which can be used to scam you), and learn how to protect yourself against these scams at Caution-http://www.ftc.gov < Caution-http://www.ftc.gov > (Federal Trade Commission's website)

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