Standard Form to Confirm Account Balance Information with Financial Institutions

#VPD #UNIASSIST #VorprüfungsdokumentationHey peeps, hope u all r doing well n productive. Many of us r preparing fr admissions in Germany fr MS or some other courses,many deadlines are around n some of us r preparing for winter intake 2018. I hv been through the process of applying in universities Uni-assist , n I know process is somewhat confusing for many of us, even for me I was lyk struggling a week to sort out this process in initial stages. So m gonna write everything what u'll b needing to apply through uni assist and what all u will b encountering while in process. So let's get started n ofcourse further queries r welcome. Happy to help1) What is uni-assist?- It's a firm/body which pre-checks all your documents and send it to ur selected universities. A VPD no will b provided to you with the help of which you can apply to universities whose application is through uni assist.2) Overview.- Register on uni-assist.- Fill initial information(there will b several pages regarding ur personal information).- Apply for university/s by selecting Univ name n course, if u don't find course jst select "all subjects" n create an application or applications if u wish to do for more than one universities.3) Uploading documents.- Now u need to upload all the documents in the uploading section only once(except SOP, u should write a separate one for all Univ/courses u apply for) for all the universities. Diff slots r provided fr all the documents.Upload all the documents u have got... - starting from highschool marksheet, passing certificates, college transcript, degree certificate, exp. Letters, LOR (college n work place ), special achievement certificate, passport copy, CV, language certificate, IELTS ,SOP (a separate one fr each course u are applying) ....spare me if I hv left any of the certificate (a list has been provided in the help section so plz do refer it once before applying).Note- Make a check list of documents, do name the documents in proper way, convert docs in pdf form (other formats are given there too) just b known dat u r allowed to upload only 100 mb of files so jst resize docs accordingly.- Uni-assist fee payment- u need to make a bank transfer to the uni assist's bank account( this takes almost 2 days... The bank will ask you to fill a 4 page form for this, account info, and all bank account codes are given on website too, m attaching a screenshot too fr ur convenience) do not forget to carry your passport copy, printout of mail u get after successful application to uni-assist n 1 mote ID proof. ******** Do not forget to provide your applicant no. In Remark box, I repeat do not forget to mention your applicant no in Remark box. (Very very important- if u dnt do this , process might take a week more).4) Select documents to be uploaded in individual application of course (careful while selecting SOP among diff. SOP's)- Forward application - download PDF of application-print it -sign it- put it in A4 envelope with all other officially attested/certified documents. Do keep a list of content in packet fr their convenience. Take a printout of address n addressee(also applicant no.) paste on packet, seal packet n send it to uni-assist through DHL/FedEx atleast 2-3 months before deadline.5) Documents attestation - college/school documents can be attested from school itself, other documents can b easily attested by any of the authorised notary person(He'll take 200-300 INR at Max. fr all ur documents just bargain if he asks for more.6) Sealed documents- please get your academic transcripts and LOR frm cllg and workplace in a sealed envelope with signature n stamp of registrar on both opening sides of envelope and by professor/senior on LOR envelope.(Do take an extra copy without envelope for scanning or jst scan it before sealing...also take several copies of transcripts n LOR in case u need to apply some other universities which requires a direct application).6) Address of uni assist- sometimes the courier services do not accept address which is given on website. So just use " Uni-assist e.V ,Geneststraße 5, 10829 Berlin, Germany" this address (I got some minor problem bby sending it on the address given on website, DHL was unable to locate that address to they asked me to provide any other address, which delayed my process for further 2 more days).7) Check regularly your registered Mail address for your VPD-vorprufungsdokumentation (I was lucky, I got mine within 23 days ).**Now your process doesn't ends here. You need to go to the University website and apply there for your desired course mentioning your VPD no. And other asked information/documents.Queries r welcome

I'm getting married in August and I did not realize the process was so arduous.I was raised Catholic but have not practiced for about a decade. I wanted to have a Catholic wedding because my parents are Catholic and I think they'd appreciate it.I live in San Francisco and the wedding is in Cleveland. We contacted a priest in Cleveland to preside over the ceremony, and he mentioned that we needed to get permission from our church in San Francisco. Here's the checklist the church in San Francisco sent our way [1], and my interpretation of what we need to do to have a wedding recognized by the Catholic church.1) We need my "home church", in the Archdiocese of San Francisco, to give me permission to get married in the Archdiocese of Cleveland. To grant me that permission, the Archdiocese of San Francisco requires:Baptismal recordsFreedom to Marry (Form A)Witness to the Freedom to Marry (Form B)In the presence of a priest or deacon, I have to reaffirm my faith in Jesus Christ and promises to live that faith in the Catholic Church and do all in my power to raise the children Catholic.I need to attend an Engaged Encounter Weekend, Saturday For the Engaged or a parish marriage preparation program (this appears to be their approach to the Pre-Cana [2] course). Note that the Saturday encounter will cost us $200.Additionally, because my fiancé is not Catholic, they also require:A dispensation from the Archbishop in San Francisco to marry a non-baptized person (Disparity of Cult)Specific to the Archdiocese of San Francisco, I believe, is an exam and counseling session devoted to communication for the couples:FOCCUS premarital inventoryFOCCUS(c) follow-up session2) At the rehearsal:Marriage license3) At the wedding:Wedding rings[1] http://www.oldsaintmarys.org/htm...[2] http://en.wikipedia.org/wiki/Pre...

Did you know that a million dollars in U.S. currency weighs just ten kilograms? It's true. A freshly-minted $100 bill weighs in at slightly over a gram, and 100 of them is ten thousand dollars. 100 of those stacks, and there's your million.It’s not often that 10 kilograms - 22 lbs of anything can change your life. But on February 25th, 2014, that’s exactly what happened.  Day 1: $1,000,000 As the man in the gray suit walks away, I shout after him “Hey, come back here. Who are you? What’s this all about?” He does not look back and quickens his pace. Between the choice of chasing down a stranger, or securing what appeared to be stacks of currency, I chose the currency. We can resolve the issue of his identity later, but a loose sack of cash is, well, a loose sack of cash. I look through the contents again. Bundles of US$100 bills, stacked a hundred bills deep, wrapped in standard $10,000 bank bands. A quick count revealed that there were precisely a hundred of those stacks in the bag, and spot-check riffle-counts of the $10k bands suggest that there are no short-stacks within. These were full bands of $10,000 apiece of non sequential USD$100 bills, and I was holding what appears to be a million even in cash. And it feels like just as many question are swirling in my head, as I feel my pulse pounding in my skull. Who was that guy? Why me? What is this all about? But the most urgent thoughts swim past the dizzying deluge of unanswerable questions. Fakes. It’s one thing to inadvertently be the recipient of counterfeit currency; as you’re reading this very sentence, a clerk at a retail store somewhere in your city just accepted a counterfeit bill and made change from the real money in the till.  But to be in possession of a life-changing amount of counterfeit currency of the United States of America? Well, that’s sort of thing that can bring the full might and wrath of their law enforcement apparatus on your head. My emotions swing wildly between the elation of instantaneous wealth, and sheer terror that I was minutes away from being snatched from my home and corralled into a Federal holding cell, where I will grow old within its walls. Terror was the stronger of the two emotions, and I quickly went to work. First things first: the bag had to go. If there is a GPS tracking device embedded in its seams, it would take too long for me to root it out. Better to incinerate it, and make sure that whatever trail it was laying stops at a dead-end for its pursuers. I pour the stacks of bills into an empty duffle back from my garage, and lock the bag in my condo. There’s an abandoned marina just a mile from my home and I get in my car and drive straight to the docks, at the top of the posted speed limit. After pouring enough Kerosene on the bag to see the shimmering mist of petroleum evaporate above it, I lit a book of matches and threw it in the middle of the mass. A satisfying “Whoomph” lights up the fire, and I watch the edges of the bag curl and burn - sizzling in the midmorning sun. As the remnants of the bag’s embers swirl around the scorched mark on the docks, I drive back to my condo, pulse still pounding in my skull.I still haven’t figured out if the bills are real or not, but if this morning’s bag-drop was an attempt to pin a piece of deeply incriminating evidence bearing a tracking device … well that plan has been thwarted. Or delayed, at the very least. What do I do? What should I do? Call the authorities? Consider how it would sound: “Hi, Police? Somebody dropped a million dollars in cash at my home. I don’t know if it’s fake or not. Please help.” Would you believe such a ridiculous story? I wouldn't. Any reasonable law enforcement dispatcher would consider the caller legally insane, and I'd be arrested on the spot and sent to psychiatric care. If the money was real, it’d be seized and I'll never see it or spend it. If it was fake, they’d find a way to stick “possession of counterfeit currency” charge on me, and I'll be shoved into a Federal concrete box, draining the best years of my life away, only to be released when I can’t chew solid food any more. No. The only recourse is to handle this myself. I call an old college friend practicing criminal defense law in New York City: “Hey Roger, it’s Kai. How’ve you been?” “I'm cool. It's been a while. What’s up man.” “We should catch up soon in person. But I’m calling because I need something.” “Ok, shoot.” I swallow hard - it’s difficult to even say the words: “Who’s the best CrimDef lawyer you know in California, who defends against Federal charges?” A moment. His voice lowers noticeably. “Shit, man. You in some kind of trouble?” “I’m not sure yet.” I said, truthfully. “But I need someone experienced and smart ... someone who you’d hire, if you’re facing serious attention from the Feds." He lets out a long exhale. “Vincent King. Former rockstar DOJ prosecutor in D.C. Had a change of heart halfway through his rotation in Maryland, when he was securing Life sentences for “interstate drug transportation” charges on young Black kids who were busted muling for the cartels. Was offered a fast-track promotion straight to the U.S. Attorney’s office but went rogue. He set up independent shop in San Francisco, fighting Fed cases. Heavy hitter clients, but makes a point of refusing to represent anyone accused of murder or human trafficking. Intimate knowledge of Federal prosecutorial procedures and evidence-collection protocol. Smart. Methodical. Very expensive.” “Perfect.” “I did mention ‘very expensive?’” “You did.” “I’ll send his contact information now.” =================================“I’m sorry - Mr. King is in court all day and won’t be back in the office. His earliest appointment is tomorrow morning after a client meeting. Shall I book him for 11am for you?” “Yes, thank you Marta.” “We’ll see you tomorrow at 11 then.” I look at the digital clock in my kitchen -  it reads 10:44am. Just me and a stack of bills which may or may not be fake, no formal legal representation for over 24 hours. It’s going to be a long day. Taking even a few of these bills to a bank to corroborate their authenticity is out of the question. If a bank officer confirms they are fraudulent, I’ll be arrested on the spot, and since I haven’t hired counsel, I’d be at the mercy of the Public Defender’s Office - the most overworked and underpaid division of the American Criminal Justice system. No, thank you. The next number I dial is an old friend, Robert Kendrick, sole proprietor of ‘Secher Nbiw - The Golden Path,’ a gold bullion dealer with a whimsical Dune reference in the name of his shop. I’ve known Robert for over a decade; his business deals in large amounts of (mostly) legal cash. By necessity, he has a high-end currency counter/ counterfeit detection device in his office, which can swiftly count and verify large sums of money with precision. “Bobby, it’s me.” “Hey, what’s up.” “Can I come to your office - like right now?” “Sure, what do you need?” “I, uh, came into some money. Long story, and I really don’t want to get too much into the details … but I’m wondering if you’d be willing to run the bills through your counter for me? I’m not 100% sure they’re real, and I’d like a discreet way of verifying them. If they are, I’m going to pick up some bullion as well.” “Sure man. Happy to help. How much money are we talking about?”“$60,000” I flinch at that - I hate lying to friends, but at this point, I have no idea who to trust. Though if you want to be technical about it, I did come across $60,000. I am just simply not telling Kendrick about the other $940,000 that accompanied the $60k in the satchel that dropped into my life just three hours ago. “Come on by.” I pull apart a few $10,000 currency bands and start plucking random $100 bills from the middle of every 10k stack to assemble a randomized sample of the entire million. 100 bills, wrap it up. 100 bills, wrap it up. 100 bills, wrap it up. Three bands, thirty thousand dollars, randomized and fully assembled to be tested for authenticity. “Half” of my alleged $60k windfall. The rest of the loose bills are refolded back so there remains 97 stacks of $10k racks, re-wrapped and properly sorted. In 30 minutes, I will figure out if I’m rich, or holding on to enough illicit contraband to send me to Federal Prison for the rest of my life. =============================The Golden Path, like most bullion dealers, work out of small, highly secured office covered by multiple layers of security. At any given moment, Robert may have several hundred thousand dollars in cash or gold, silver and platinum bullion on the premise, it pays to be careful. One of the few civilians in California with a Concealed Carry Weapons permit, Kendrick and I met on pistol gun range ten years ago; we bonded over shooting .45 ACP slugs down-range. He and I spent countless hours debating the relative merits of his preference for single-action 1911s, vs my bias toward double-action SIG-Sauer P220s. In the bullion business, you learn to know the boundaries of money-laundering laws, and know how to walk right up to the edge without triggering reporting thresholds. Drop US$10,000 in cash or more at a car dealership, bank or bullion dealer in a single day’s transaction, and the U.S. authorities gets very interested in the source of your funds. By law, these business that receive such sums of cash must fill out invasive forms to tie the transaction to you and your Social Security Number. Keep cash transactions below US$10,000, and you can avoid much of that intense scrutiny. “Welcome back man. I haven’t seen you in a while.” A discreet man, Kendrick does not inquire further about the source of the cash. In the business of buying and selling gold bullion, you learn to comply with the letter of the law, while avoiding conversational topics that can jeopardize one’s own plausible deniability. While his clientele is mostly legitimate, I’m certain the most lucrative of his customers are criminals - and he smart enough to know not to ask the sort of questions that open up a line of liability for him.  So long as the proper theatrics of anti-money-laundering protocols are observed, everyone is technically in the clear. I hand him the three $10k stacks and he pulls the bands off them and puts the entire block in his high-speed currency counter. After a second, the machine spools up and the digital counter swiftly runs from zero to three hundred. Thirty thousand dollars. “It’s real.” It’s real. His words hang in the air for a moment, and it takes a moment for them to sink in. One million dollars. Genuine currency of the United States of America, the most recognized and accepted form of money in the world - denominated in crisp, non-sequential bills. I hold my face as neutral as possible, but my excitement made me slightly dizzy, and I am glad I was sitting down. “What’s the spot price of Gold today?” Kendrick’s eyes drift to his laptop computer, where the current day’s commodities prices were fed to him via a live stream. “$1334 Ask, $1335 Bid.” I nodded my understanding.Precious metals bullion trade in troy ounces, and prices are quoted on a per troy oz basis; depending on the specific type of bullion (bars, coins, make), there are different markups from the quoted price. Depending on the specific form, Gold is typically marked up by USD$20 to $60 over the day’s quoted Bid price, and sells for $5~10 over the Ask. “What do you have in inventory right now for gold?” “The usual. South African Kugerrands. American Eagles. Canadian Maples. Oh, I do have a lovely Credit Suisse 5oz bar that somebody just sold to me, and I’m happy to let it go for $25/oz over spot.” I quickly did the mental math calculation. With the hard-cap spending limit of $10,000 before I trigger any mandatory anti-money-laundering paperwork, $1335/oz works out to about seven troy ounces of bullion I can buy, without forcing Robert to fill out invasive forms about me and my identity. “I’ll take the 5oz Credit Suisse bar, and two American Gold Eagles.” Kendrick pulls out a calculator and taps in the numbers, “So five troy ounces at 25 over spot plus Eagles at $50 over spot works out to nine thousand six hundred and -“ “Take ten grand and keep the change.” I interrupt. “I will be back for more.” He raises his eyebrow, but says nothing. “Thank you. I’ll be right back.” He counts back $20,000 and hands it to me, taking the $10,000 in the back room of his office and returning with the 5oz Swiss bar and two heavy 1oz American Eagles, along with a receipt for US$9675. I pause for a moment and hand him back one of the $10,000 stacks. “I know the limit is $10k in transactions per day. Consider this pre-payment for a purchase tomorrow. Your call, on a mix of anything up that totals up to $9500. Keep the rest for you and Katie.” A barely-perceptible smile flickers across his face, then his face was clear again. “Sure thing.” There’s nothing like the feeling of holding physical gold - the density, color and heft of the metal is like no other substance on earth, and it is no wonder that since its discovery, every culture on Earth treated gold with awe and respect. With 18 hours left before I can understand my legal options, there’s only two things I know for certain: 1. The money is real. 2. At least one person knows exactly where I live, and where the money was dropped off. I need to get mobile. I need to get mobile and off the grid ASAP.... to be continuedIf you'd like to be the first to get updates to this story, please add me kai chang 張敦楷 (kaichang) on Twitter. Part 2 (of 10) is being written right now, will be announced on Twitter. Please follow for updates on the saga of the Quora Millionaire! :D

There must be provision in the form for those who are taking 12 th board exam this year , so go through the form properly before filling it .

Depends how specific you want.  I know several small farmers who claim that they now have to spend 2-3 hours a day, every day, collating the data to fill in forms, and filling in forms to confirm that they are conforming to EU standards in relation to animal welfare, food standards etc.   Apparently the EU Nitrates Directive is particularly onerous, but apparently there are hundreds.  None of them sell their goods into the EU.Being Brits, they are meticulous in ensuring that they have the correct data, fill in the forms and submit them on time.  They all say the most exasperating thing is that the exercise is completely pointless.  Nobody ever comes from the EU to check that they are telling the truth.  If they wanted to they could literally invent all of the information they file, and it would make no difference to anyone.My experience running a financial services firm was very similar.  When I worked in that world, I had to spend about 5 days a month with my compliance officer filling out forms or collating data to ensure that our funds all met European guidelines under UCITs 3 and then UCITs 4.  The thing was , we had no European clients.  Not one.  Nor did we want any, or market into Europe.   We could in theory have created funds that were NURs (fall outside of UCITS), but most of our clients had worldwide rules in place that they could only invest in UCITs.  That's not the fault of the legislation per se, but where the legislation almost always goes wrong is that it does not take into account the practical impact of its creation.  I think many Brits find it hard to understand why there isn't more opposition to EU red tape from within the EU.  It may be that there is a huge cultural difference in assumptions of what is reasonable in terms of bureaucracy between the common law based UK (where all things are legal unless specifically illegal) and roman/napoleonic law Europe (where the law defines what is allowed).  It may be that European's simply ignore the rules, or their national governments don't actually implement European directives.  It's a mystery to us.ADDENDUM (I went quite specific in a follow up question, so I've added it to the main answer)Is the paperwork mostly for when things go wrong? Answer: No. Most European regulation is procedure based rather than outcome based.  In other words it focuses on requiring you to define how you operate, and requires you to document your operations thoroughly, rather than focusing on punishing you when your failure to follow procedure leads to a bad outcome.  It is usually the case that the penalties for failing to document how you supposedly operate are greater than the penalties for failing to operate properly. Sounds bonkers?  Yes it is.  This oddity seems to occur because the exercise is essentially bureaucratic.  It is more concerned with covering the back of the civil servant in charge of your area of regulation than protecting the public.  Or to draw a scenario.Minister of energy: "How was I supposed to know the nuclear reactor was unsafe?  Look, the operators filled out 50,000 pages signNowing that their operating procedures were reasonable. It's not my fault it blew up."Moving to your second question, you've actually hit the nail on the head.  Lets take UCITS as an example, as its an example i'm deeply familiar with. Ucits stands for Undertakings for Collective Investments in Transferable Securities.  UCITS 3 and 4 is the European legislation that covers anything a UK punter would recognise as a "Fund" or a US punter would call a "mutual fund".The deal with UCITS is that all funds sold in Europe must comply with it.  All of them.  Irrespective of where or to who they are sold (i.e. a fund sold to a london based client, with london cased customers may still count as European if somewhere in their ownership structure lies a european subsidiary) .  It requires a ton of ongoing paperwork, which in no way actually protects investors from sharks or frauds.  The supposed quid pro-quo for the paperwork is that in theory it passports you so that you can sell your fund into Europe.  In theory this sounds like a sensible compromise.  In practice it is useless and horrific.  Why?In most of Europe people buy investment funds through their bank.  In the UK almost all customers buy funds from small independent fund managers. So a UK manager has almost no practical access to European markets. In addition all continental European countries have passed local legislation that requires native language documentation and the hiring and appointing of local fund representatives if you want to sell your funds there. So the situation you end up with is that ALL funds sold in the UK, even if they are only sold to UK customers, and the firm in question engages in no European activity must comply with the very onerous paperwork demanded by UCITS.  At the same time in practice UCITs does not actually provide a passport, because access to the local markets is both practically and technically impossible.From what I have heard, in my various conversations with farmers, and the many small manufacturers I interviewed in my previous career, the issues that UCITs present in finance are replicated in their industries.EU legislation tends to be a minor inconvenience for huge corporations.  For them hiring 20 compliance staff to fill out some forms is a financial irrelevance.  For the small businesses that face exactly the same regulatory and filing requirements as their behemoth rivals, it is an absolute nightmare.The grievances of people who moan about EU red tape are very real.

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