CGCApplication Form All LiabilitiesENG Corporate Card

CORPORATE EXPENSE MANAGEMENT SOLUTIONS American Express Corporate Gold Card Application for Corporate Gold Card Please complete the application form sign the blue boxes and return to 1 To be completed by the applicant Payment Liability This application form has previously been sent by fax Company name Department Please issue a Corporate Gold Card to Please write in block letters Personal ID 10 digits Please send my bill to Home Of ce Address Postal address Phone number residential Phone number of ce E-mail By submitting your E-mailaddress you agree to get offers and information about new products and services from American Express and our partners. You can at any time retreive your approval by updating your E-mail preferences under INFORMATION OCH INTEGRITET at www. Americanexpress. se I want to enrol in the Membership Rewards program which is included in Corporate Gold Card. I have a Corporate Card with number This card will be cancelled once you receive your new Corporate Gold Card. This requires your Company s approval* For the Card member applies the terms and conditions for membership on page 2. Af rmation I assure that the information given is true and correct and that I have read and agree to all the terms and conditions contained on the front and the back of this application* I request American Express Service Europe Limited Cards. I con rm that American Express may decline this application at its sole discretion* I agree to that the nancial liability for all debits incurred by transactions with my Card will be subject to the provision set out under Clause 2 A B or C chosen above in the Membership Conditions. When American Express sends out the Card it shall be signed on the back and the terms and conditions enclosed are accepted by signing and/or using the Card. Pincode Application I would like a pincode for cash withdrawal and purchases. Terms and conditions will be sent out separately. Applicant s signature Name Employee number By signing below our company con rms that we have read and agree to all the terms and conditions on page 1 and 2 of this application and we ask American Express to issue a Corporate Gold Card to the above employee. Customer no Signature of authorised company signatory Signature Date Position 106 82 Stockholm Tel* 0771- 29 00 30 Fax. 0771- 29 43 40 11/08 These terms and conditions are a translation of the terms and conditions of Membership in the Swedish language. In case the version should differ the version in the Swedish language should be the governing version* The terminology used shall be interpreted in accordance with Swedish law and practices. 1. De nitions The term American Express is used to refer to American Express Services Europe Limited*American Express Services Europe Limited is a company whose main business operation in Sweden consists of issuing payment cards and providing other payment system solutions. Account is used to mean the account to which the American Express Corporate Card is linked*A company that has been granted an Account will be called an Account Holder. The term Company is used to refer both to legal persons and also to corporations that are obliged legally to keep accounts. One or more Cards will be linked to the Account and can be issued to physical persons employed by or associates of the Account Holder. The person to whom the Card is issued is called the Cardmember. Purchases and withdrawals can be made using the Card at the premises of Business Partners linked to the American Express Card Service. The amounts charged to the Card through purchases and withdrawals like connection fees annual fees or other fees are called debits. The Card is a charge card meaning that debits are to be paid when billed* The term Member Information refers to information about or pertaining to the Cardmember and/or Account and/or debits. 2. Payment liability 2a* Personal liability The Cardmember is responsible for all debits arising on the Account. 2b. Liability with guarantee The Account Holder is liable for all debits that arise on the Account pertaining to all Account-linked Cards apart from debits that are covered by the American Express Liability Guarantee in accordance with the terms and conditions indicated below. For debits covered by the American Express Liability Guarantee the Cardmember has sole and full liability to pay for all debits. The American Express Liability Guarantee implies that American Express releases the Account Holder from liability both for debits that have not been made at work or on behalf of the business and also for remaining debits that the Cardmember has not paid to American Express despite the Cardmember having received payment for this from the Account Holder. For these debits the Cardmember has sole liability to make payment. The Account Holder must assist American Express with any details and documentation that American Express considers valuable in conjunction with submitting a claim against the Cardmember. In order for the Account Holder to avoid payment liability in accordance with the American Express Liability Guarantee the Account Holder must be able to provide written documentation to prove that the debit is of the kind covered by the Liability Guarantee. 2c* Company liability 3. Use of the Card period of validity etc* For Cards an annual fee is payable at the rate currently valid* The annual fee will be debited in advance. Interest is not payable on any credit balances in the Account. The Card is the property of American Express which the Cardmember is entitled to use in accordance with the receipt. PIN codes can be issued for the Card for use together with the Card when making automated purchases e*g* at petrol pumps etc*. When requested to do so by American Express the Account Holder and/or Cardmember are obliged to return the Card as soon as possible and without unnecessary delay. The Card is strictly for personal use and must not be handed over to or used by anyone other than the Cardmember. Account Holders and Cardmembers are liable to American Express for any damages arising if the Cardmember has used the Card irresponsibly except in the case of 2a Personal Liability when only the Cardmember is held liable. In addition Number irresponsibly or has given it to a third party except in the case of 2a Personal Payment when only the cash withdrawals as permitted by American Express. The card must not be used to purchase goods and/or services for the purpose of reselling these goods and/or services. If the Account Holder operates a business in either a limited company or as an economic association which is regarded as a company with limited number of owners as de ned by Swedish law or if the Accountholder operates a business as a sole trader or as a partnership and is a Business Partner the Card must not be used at the premises of the Business Partner in question* The Card may be used for the period indicated on the front of the Card and will be renewed automatically on condition that the 4. Invoicing and payment a bill will be sent to the Cardmember directly. If payment is made later than the date speci ed on the invoice demand notes and setting up instalment plans costs will be charged in compliance with Regulation 1981 1057 on compensation for debt collection costs etc*As to the rest costs incurred by American Express will be charged for as will costs for engaging debt collection companies and lawyers costs for in-house debt collection measures and costs for requesting injunctions assistance and similar services. Payment shall be considered to have been made on the date on which the sum becomes available to American Express. American Express is entitled with the Account Holder s and/or Cardmember s approval to make withdrawals for the current account due from the Account preceding the payment date. If suf cient funds are not available American Express will be entitled to charge interest on overdue payments and other costs in accordance with the above. If American Express approves cheques as a method of payment and if sums are not available to cover any cheques made out American Express will be entitled to charge a special handling fee as well as interest on overdue payments and other costs in accordance with the above. Payment must be made in Swedish currency unless American Express has speci cally approved another form of payment. If payment in another currency is approved American Express is entitled to charge a conversion fee to the Account. 5. Use outside Sweden In accordance with applicable law or regulations the Card may be used outside Sweden to pay expenses connected with a stay outside Sweden and for paying for goods that are to be brought into Sweden*Debits in any currency other than Swedish will be converted into Swedish currency. If debits have been made in a currency other than USD a conversion will be made to USD and then to Swedish currency. The conversion takes place on the date the debit is processed by American Express which does not always coincide with the date on which the debit was made. When the debit is processed depends on the date on which it arrives at American Express. Unless otherwise stipulated in law in the event of conversion the exchange rate that American Express applies to the date of the conversion will pertain* The exchange rate is selected in accordance with American Express business practice and is based on the rates applying to transactions between banks on the banking day preceding the conversion with the current conversion supplement of 2. Sums converted by Business Partners such as airline companies will be charged in 6. Complaints etc The Business Partner having provided goods or services against a Card payment is responsible to the Account Holder and Cardmember as regards the quality condition and execution of the item acquired in accordance with applicable terms of agreement and in accordance with the law applicable in the country in which it was acquired* Initially therefore complaints must be directed towards the Business Partner. Cardmembers must show that a fault or de ciency exists. American Express liability is limited to possible liability in accordance with 16 of the Swedish Consumer Credit Act. Complaints concerning errors in billing and/or account withdrawals must be made in writing the event of the Card not being accepted as a method of payment. 7. Liability for card and PIN The Card is a valuable document and must be kept as securely as money cheques and other valuable documents. As soon as a PIN has been linked to the Card the Cardmember must memorise it not write it down not reveal the PIN to anyone nor lend the Card and PIN to any other person e*g* spouse or children* Cardmembers must notify knowledge of the PIN* The Account Holder and Cardmember are liable to pay any sums charged to the Account because the Card has been used by unauthorised persons if the Cardmember has given the Card or revealed the PIN to another person if the Cardmember has lost the card through gross negligence or has written down the PIN or if possession of the Card and/or a note of the PIN has been lost in some other way and if American Express has not been noti ed as soon as possible after discovery of the loss except in the case of 2a Personal Payment Liability when only the Cardmember is held liable. If American Express has received noti cation of the loss of a Card the Account Holder and Cardmember are not responsible for any debits that are made without authority in the period after noti cation in so far as the Account Holder and/or the Cardmember have not acted fraudulently. If a Card that has been reported lost is recovered it must not be used* Instead American Express must be noti ed of the recovery and 8. Cancellation etc correspondingly entitled to cancel a Card that has been issued to him/her. Cancellation takes place by noti cation to has the right to cancel the Account and/or Card in writing with a period of notice of one month. If Account Holders or Cardmembers do not ful l their obligations according to the Terms and Conditions of Membership including making payment on the indicated payment date American Express will have the right to cancel the Account and/or Card with immediate effect. If the Account and/or Card are cancelled it will then be barred to continued use and any outstanding sums payable must be paid immediately. If an Account Holder and/or Cardmember dies applies for debt restructuring is declared bankrupt or if an administrator in accordance with 11 7 the Swedish Parental Act is appointed for any of these the Account and/or Card will be cancelled with immediate effect. Termination and/or cancellation of an Account will also cover all Cards linked to the Account. Cancellation of a Card implies cessation of the right to use the Card or Cards to which the cancellation refers. If an Account or Card is cancelled any outstanding sums will become due for payment to American Express immediately. If the example in the case of subscriptions for periodicals the Cardmember is obliged to inform the Business Partner that the Account and/or Card has ceased to be valid* The Account Holder s liability for debits pertaining to the Card will only cease once all Cards have been returned* The Cardmember s liability will cease when the Card issued to him/her has been returned* The Account Holder and Cardmember will be responsible for any debits that appear on the Account or Card before it has been returned in accordance with the Terms and Conditions of Membership* The Card and must also try to take the Card back into custody. American Express has the right to bar use of a Card at the premises of a Business Partner. If a Business Partner requests that a barred or invalid Card should be handed in the Card must be handed in to that Business Partner. With the purpose of preventing crime or any other misuse of the Cardmember to replace a certain card or cards. 9. Identi cation When requested the Cardmember is obliged to show valid identi cation documentation* 10. Cash withdrawals Certain Business Partners give the Cardmember the option of obtaining cash or traveller s cheques by using the Card. For debits of this type in addition to the foreign exchange commission American Express is entitled to charge a handling fee to the Account as determined in each case by American Express. Currently this fee is 3 of the sum withdrawn converted where appropriate into Swedish Kronor from another currency but a minimum of SEK 25. A further 1 is chargeable for traveller s cheques. In addition on special application a Cardmember can use the Card in Automated Teller Machines ATMs. Speci c terms and conditions will apply to such use at all times. 11. Amendment of Terms and Conditions of Membership effect one month after written noti cation has been sent to the Account Holder and/or Cardmember. It is the duty of must be returned immediately to American Express. If the Card is retained and/or used once the amendment has come into force the amendment will be binding on the Account Holder and Cardmember. 12. Change of Address etc Any amendments to name address company type etc must be reported immediately to American Express and any Card containing incorrect details must be returned cut into two. As required American Express will issue a new Card for a replacement fee. The Account Holder is obliged to inform American Express if the Cardmember is no longer employed or is an associate of the Account Holder. 13. Limitation of liability overseas public authorities acts of war strikes blockades boycotts lockouts or other similar circumstances. Neither 14. Information American Express will only handle Member Information for the following purposes or situations. Other party whose name or logo is printed on the Card to American Express suppliers to Business Partners af liated with American Express Card Service or to any other person approved by the Cardmember. Analyses to the Account Holder. This may comprise information about accrued sums payable on the account. Cardmembers and Account Holders. The list may be used within the American Express Group comprising other companies that issue American Express Cards and other selected companies in order to offer services or products by post telephone or e-mail to the Cardmember or Account Holder. The information that is used may arise from application documentation details about where and how Cards are used and customer surveys and from other external sources such as trade or marketing organisations. If the Cardmember wishes to decline the direct marketing material as described in this paragraph the Cardmember can contact American Express Customer Services. Other payment services in the American Express Group from the Cardmember members of the Cardmember s household or the Account Holder American Express may exchange Member Information with credit information companies. This information may also be transmitted to other companies. contacts with the Cardmember s employer and bank and to forward Member Information to debt collection agencies and lawyers when collecting payment for overdue accounts. F During administration of the Account debit authorisation for preventing fraud and during other risk management tasks American Express may carry out further credit checks and analyse Member Information* g To guarantee a high level of service to train members of staff and to ensure correct account management actions or by the actions of a speci cally selected company. Union and outside. ensuring that Member Information is processed quickly correctly and completely. instructions and information about Member Information concerning them* If the Account Holder or Cardmember should suspect that the Member Information is incorrect or incomplete the Account Holder or Cardmember should contact American Express without delay. Any information that turns out to be incorrect or incomplete will be adjusted immediately. above or which are requested in accordance with current legislation* Information will thereafter be deleted* 15. Right of cancellation in the case of distance selling The term Distance Selling of Cards is used to mean card agreements made within the framework of a system organised by American Express to make agreements remotely and where communications without exception are remote for example by post telephone e-mail or the Internet. If Card agreements are entered into via distance selling and the agreement refers to a Card for which personal payment liability applies the Cardmember will be entitled to withdraw by notifying American Express of this within a period of 14 days after the agreement was signed or the later date on which the Cardmember has received legally required information and the terms and conditions of the agreement in an enduring format. The Cardmember should as soon as possible and by a maximum of 30 days after receipt of withdrawal notice has been sent make payment to American Express for all debits for which the Cardmember is responsible in accordance with the Terms and Conditions of Membership and should return the Card to which the withdrawal refers cut into two pieces. If the Card is not returned within the time stipulated the annual fee may be charged to the Cardmember. If the Cardmember has entered into an agreement on another service or product that continues to be debited to the Account without the agreement entered into having speci ed that it is dependent on possession of a Card such as subscription to a periodical the Cardmember is obliged personally to terminate these agreements or to direct the Business Partner to another provided with the terms and conditions of agreement in a document. 16. Assignment Membership to another company forming part of the American Express Group of Companies. 17. Disputes etc The Terms and Conditions of Membership and everything connected thereto shall be interpreted in accordance with Swedish Law. Swedish law has been adhered to in the marketing of the Card. Any disputes will be determined in the Swedish courts. However if the Account Holder and/or Cardmember should be domiciled outside Sweden have the opportunity to have their case tried by the Allm nna reklamationsn mnden Sweden s National Board for Consumer Complaints in accordance with the rules which apply to the Board s activities. Europe Limited s te London* Registrerat i The Registrar of Companies for England and Wales med nr 1833139. The following Terms and Conditions of Membership apply to American Express Cardmembers. The Terms and Conditions of Membership will be adopted as binding once the Account Holder and/or Cardmember signs the.